Una formula básica es sumar las obligaciones financieras (hipotecas, créditos…) más los ingresos del asegurado por dos o tres años , y a ello darle un margen de seguridad en función de la situación personal-familiar del asegurado.
Tres razones para contratar un seguro de vida/ accidentes:
1- Protege las inversiones (ahorro) que una persona tiene frente a su familia en el supuesto de fallecimiento.
2- Da tiempo para “reubicar” la situación familiar.
3- No supone un coste importante.
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